Mortgage Resources

Mortgage Resources


Sean Holley, Branch Manager
American Equity Mortgage
Tampa, FL 33607
Cell: (407) 687-6322
Buying a home is one of the biggest investments most people make in their lifetime. Sean will be there with you throughout the entire process, making sure your questions are answered and your needs are met.
In this section, you'll find definitions of many types of home loans. To determine the best kind of loan for your unique needs, be sure to discuss your home loan options with our recommended Mortgage Consultants.

Adjustable Rate Mortgage (ARM): A mortgage in which the interest rate is adjustable periodically based on a pre-selected index. This often has lower monthly payments, and it also has a ceiling above which payments cannot go.

FHA Loan: A loan insured by the Federal Housing Administration. An FHA Loan is usually available at an attractive lower rate. It is open to all qualified borrowers.

Fixed-Rate Mortgage: A mortgage for which the interest rate will remain the same throughout the entire term for the original borrower.

VA Loan: A loan guaranteed by the US Department of Veteran Affairs (VA) to help veterans and their families acquire financing.

USDA Loan: A loan for non-farm homeowners in rural areas guaranteed by the United States Department of Agriculture's (USDA) Rural Housing Service.

For free prequalification, contact Sean Holley @ 407-687-6322 or visit

Apply online today and see how Sean Holley can help you get to a better place.

  • Loan Calculator

    We invite you to utilize our mortgage loan calculator for estimating your monthly mortgage payment.

  • Mortgage Application Checklist

    There are several documents you will need during the loan approval process. For details, click here.

  • Home Appraisal Basics

    When you apply for a mortgage, an independent appraisal will be completed on your property to determine its value. It's important to remember that the appraiser does not create value. For further information, click here.

  • Credit Scores

    To understand credit report scores, click here.